PI, D&O and Cyber
Specialty lines for the risks that keep boards awake.
Professional indemnity, directors' & officers', and cyber liability — written by underwriters who specialise.
Ticket size
£500 – £150K premium
Turnaround
Quote in 48h
Capital partners
11+
Composes with
4 sectors
Key highlights
What sets this apart.
Lloyd's syndicates
Cyber + tech E&O
D&O Side A
The problem
Why this capability exists.
Generalist brokers can't price specialty risk accurately. Buyers either over-pay or carry hidden gaps.
Our approach
- 01
Risk-engineer the submission to underwriters.
- 02
Run a structured market exercise across 11 carriers.
- 03
Negotiate wordings, not just premium.
Outcomes you can expect
- Average market exercise saves 22%
- Lloyd's-led on complex risks
- Wordings reviewed annually
Typical structures
How pi, d&o and cyber deals are commonly built.
Indicative structures we orchestrate across our capital partners. Final terms depend on borrower profile, asset and exit.
Broker-Placed
Open-market placement across Lloyd's and company markets.
Programme / Captive
Long-term programme structures with retained risk layers.
Parametric / Specialty
Trigger-based cover for non-standard or emerging risks.
Library OS
Live signal · stack ideas · audience fit.
Three modules that turn this capability page into an orchestration view, not a brochure.
Who this fits
Audience fit, scored from the brief.
SME founders & CFOs
100%
Working capital, growth funding, asset finance, invoice finance.
Property developers & investors
75%
Bridging, development finance, BTL portfolios, refurb-to-let.
Brokers & intermediaries
0%
Lender intel, criteria shifts, packaging playbooks.
HNW & family offices
0%
Structured credit, complex cases, cross-border, tax-efficient capital.
Composes well with
Stack ideas our desk has placed before.
BTL & Portfolio Lending
Portfolio refinances, SPV structures, mixed-use HMOs.
Commercial Mortgages
Owner-occupier and investment commercial property finance.
Unregulated & Commercial Bridging
Investment, refurb and exit bridges from £100K – £25M.
Re-Bridging Finance
Replace an expiring bridge before it defaults.
Short enquiry
Tell us about your pi, d&o and cyber requirement.
A specialist will respond within one business hour. No credit footprint.